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Proof that every AI decision was authorized, recorded, and consistent with policy.

ARIA Assure is insurance-grade governance for AI decisions across Policy → Billing → Claims. It checks that each decision stayed within authority, confirms the outcome matched policy, rules, and authority, and records every event in hash-chained decision records. It is read-only and works with any agent, any vendor, and any core.

For CROs, model risk, compliance, and internal auditRead-onlyAny agent, vendor, or core
In development

What ARIA Assure does

Authority checks

A pre-action check that the decision sits within the authority your matrix grants to that person or agent.

Outcome checks

Post-action detection that confirms the outcome matched policy, rules, and authority.

Hash-chained decision ledger

Each decision is recorded in hash-chained decision records, so the trail can be reconstructed for model-risk, audit, and regulatory reviews.

How it works

  1. Decision proposedAn AI agent proposes an action in policy, billing, or claims.
  2. Authority checkARIA Assure checks the action against your authority matrix before it proceeds.
  3. Action in your coreThe approved action is carried out in your core system, which stays the system of record.
  4. Outcome checkARIA Assure confirms the outcome matched policy, rules, and authority.
  5. Decision recordThe decision, the checks, and the people involved are added to hash-chained decision records.

Governs the agents you already run

ARIA Assure is built to govern Guidewire-native, SI-built, third-party, and in-house agents. It reads what they do and records the evidence, without becoming a system of record or changing your core.

DomainExample decision under authority and outcome checks
PolicyAn underwriting referral routed to the right authority level
BillingA write-off within the approver's limit
ClaimsA reserve recommendation above examiner authority routed to the supervisor

Built for risk and control teams

Chief risk officer

Evidence that AI-influenced actions stayed within human authority, in insurance terms rather than model metrics.

Model risk and compliance

Decision records that support model-risk, audit, and regulatory reviews.

Internal audit

A reconstructible trail of who decided what, when, and under which authority.

Works on its own, and even better together

With ARIA Adopt

ARIA Adopt's production gate asks for control evidence. ARIA Assure supplies it.

ARIA Adopt →

With ARIA Policy, Billing, and Claims

The domain products are reference designs for authority and outcome checks on real insurance decisions.

Solutions overview →

KGA ARIA™ by KGAgentic
Insurance workflow orchestration beside your core systems · Policy → Billing → Claims
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KGA ARIA™: Canadian trademark application filed, pending.
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