The KGA ARIA™ platform

Insurance-native agentic AI, with human authority built in.

KGA ARIA™ is the agentic AI platform built for P&C insurance. It works across policy, billing and claims, beside the core systems you already run. Your teams decide faster, the person with authority makes every material call, and every decision leaves evidence your risk and audit teams can trust.

For P&C carriers and MGAsConfigurable by line of businessWorks beside your coreHuman-in-command

The KGA ARIA™ portfolio

Five products. One platform. Start with the one that fits your priority; each adds to the others.

Domain products

Underwriting and policy operations

ARIA Policy

Faster underwriting decisions, with the underwriter in charge.

Billing and collections

ARIA Billing

Turn billing exceptions into fast, approved action.

Claims operations

ARIA Claims

Faster claim decisions, routed to the right authority.

Governance products

CIO, head of AI, business sponsor

ARIA Adopt

From AI pilot to production, with the evidence your risk committee needs.

CRO, model risk, compliance, internal audit

ARIA Assure

Decision assurance for insurance AI: who had authority, what was approved, and whether the outcome matched.

New

ARIA Assure

Decision assurance for insurance AI.

Know who had authority, what was approved, and whether the outcome matched the decision.

ARIA Policy, Billing and Claims each include authority routing, human approval and a decision record; ARIA Assure adds an independent, cross-system view for risk, compliance and audit, covering ARIA workflows and other agents.

DecisionClaim reserve
Authority checkSupervisor approval required
Human approvalApproved by the claims supervisor
OutcomeException flagged for review

Why carriers choose KGA ARIA™

Value before replacement

Measurable gains on the core you already run, without a rip-and-replace program.

Human-in-command

AI prepares the work and the person with authority makes the call. ARIA never binds, cancels, pays, posts reserves or denies claims on its own.

Works beside your core

ARIA sits beside leading P&C core systems, with Guidewire InsuranceSuite and Guidewire InsuranceNow as our integration focus.

Integrations →

Value you can measure, in your environment.

Every engagement starts with a baseline your team agrees. We then measure referral turnaround, exception backlog, claim cycle time and decision evidence against it.

How we measure value →

Insights

KGAgentic submits comments on NAIC’s AI Risk Evaluation Supplement

When AI participates in an insurance workflow, how can an insurer demonstrate what the system was permitted to do, who held decision-making authority, and what actually happened?

Understanding the difference between AI-adapted and insurance-native platforms

An insurance-native AI platform is built for insurance from the start.

Why agentic AI is the next frontier for insurance operations

An AI agent doesn’t just respond; it reasons, plans, and carries out multi-step work within the authority you configure.

All insights →

Book a briefing

Bring one workflow you want to improve. We will show you what KGA ARIA™ delivers for it.

Partner with KGAgentic →

How to buy

Buy direct from KGAgentic. KGA ARIA™ products are also listed on Microsoft Azure Marketplace and Google Cloud Marketplace.

Deployment & assurance →

KGA ARIA™ — the insurance-native agentic AI platform for P&C carriers and MGAs.

KGA ARIA™: Canadian trademark application filed, pending.

© 2026 KGAgentic. KGAgentic is the operating name of Krishcon Guide Agentic Solutions Inc., Ontario, Canada.