Krishcon Guide Agentic Solutions Inc.

Enterprise Platform · Policy · Billing · Claims

Governed AI for insurance operations—
without replacing your core systems.

KGA ARIA™ coordinates specialized AI capabilities across policy, billing, and claims, with human approval, audit evidence, and controlled write-back built into every critical decision.

Extensive
INSURANCE DOMAIN & TECHNOLOGY EXPERTISE
Enterprise Platform
CATALOGED CAPABILITIES
Zero
CORE SYSTEM CHANGES REQUIRED
SaaS · Cloud · On-Prem
DEPLOYMENT MODEL

THE COMPANY

The platform company
behind KGA ARIA™

Krishcon Guide Agentic Solutions Inc. builds KGA ARIA™—an enterprise InsurTech platform that adds agentic intelligence to insurance operations without a core rip-and-replace.

Carriers, MGAs, and TPAs deploy ARIA Policy, ARIA Billing, and ARIA Claims as a modular suite—or start with one domain and expand.

WHAT WE BUILD

Product Company
We ship software—not slide decks. KGA ARIA™ is a governed intelligence layer for policy, billing, and claims.
Governed AI Agents
Specialized agents that plan, reason, and act inside your existing policy, billing, and claims workflows—with audit trails built in.
Enterprise Platform
KGA ARIA™ is a governed intelligence layer that works alongside the core systems you already run.

THE PLATFORM

KGA ARIA™

Governed AI intelligence layer for insurance operations

KGA ARIA™ is a governed AI platform that sits alongside your existing insurance core systems—augmenting every workflow with structured, auditable, AI-driven intelligence. No rip-and-replace. No disruption. Smarter operations from day one.

⚡
Agentic by Design
AI agents that plan, reason and act — not just respond. Purpose-built for the complexity of insurance decision-making.
🔗
Platform Agnostic
Works alongside Guidewire, Duck Creek, and legacy systems alike. Connect via standard APIs — zero core changes.
🏢
Governed controls
Multi-tenant architecture, enterprise authentication, compliance audit, and governance controls built in from the ground up.
📦
Modular SaaS
Deploy a single module, a sub-platform, or the full suite. Scale at your own pace on Azure Marketplace or private cloud.

THREE SUB-PLATFORMS · ONE INTELLIGENCE SUITE

UNDERWRITING & POLICY

ARIA Policy

Intelligent Underwriting Support

Brings structured AI reasoning to the underwriting desk — delivering consistent, documented renewal decisions and submission analysis that scales with your book of business without adding headcount.

  • →AI-powered risk assessment
  • →Structured renewal decision support
  • →Submission & endorsement analysis
  • →Documented reasoning trails
  • →Guidewire PolicyCenter adapter available
DEMO-OPERATIONAL

BILLING & COLLECTIONS

ARIA Billing

Intelligent Billing Operations

Elevates billing and collections with AI agents that score delinquency risk, optimize payment strategies, and automate dunning — driving better recovery rates while preserving policyholder relationships.

  • →Collections risk scoring
  • →AI-optimized payment strategies
  • →Dunning & retention automation
  • →Commission & agency management
  • →Guidewire BillingCenter adapter available

DEMO-OPERATIONAL

CLAIMS OPERATIONS

ARIA Claims

Intelligent Claims Adjudication

Transforms claims operations by bringing AI-driven assessment, investigation support, and coverage verification into every claim — from first notice of loss through settlement. Adjusters work faster, smarter, and with greater consistency.

  • →AI-assisted claim triage & prioritization
  • →Automated coverage verification
  • →Fraud signal detection
  • →Documented correspondence support
  • →Guidewire ClaimCenter adapter available
DEMO-OPERATIONAL

HOW TEAMS ADOPT KGA ARIA™

Adoption Roadmap
Sequence which KGA ARIA™ agents and domains unlock value first—then deploy against clear success metrics.
Platform Deployment
End-to-end stand-up of KGA ARIA™—from adapter design through go-live and hypercare.
Core Adapters
Connect to your PAS via standard APIs and adapters. Your core remains the system of record—zero core modification posture.
Governance & Audit
Decision logging, human-in-the-loop gates, and compliance controls ship with the platform.
Pilot Program
One workflow, weeks not months, clear success metrics, and a direct path to scale across domains.
Operate & Optimize
Keep agents tuned as appetite, volume, and regulation change—product operations, not open-ended consulting.

WHY KGA ARIA™

Built for insurance operations.
Shipped as a platform.

Insurance-native capabilities, human approval, and audit evidence—so you buy a product, not a project. Live Guidewire sandbox write-back is pending.

01
Insurance-Native, Not AI-Adapted
KGA ARIA™ was designed from the ground up for insurance workflows — not a horizontal AI platform retrofitted with insurance labels. Every decision model, every integration, every compliance control reflects the realities of P&C operations.
02
Zero Core System Risk
Our architecture is a non-invasive intelligence layer. We read, enrich, and return. Your Guidewire, Duck Creek, or legacy platform remains the system of record. No migration. No upgrade dependency. Rollback in minutes.
03
Audit-Ready by Default
Every AI decision is logged, timestamped, and explainable. Our built-in compliance audit and governance gate means decision logging can support internal risk review and a customer’s own governance process. This is not a regulatory certification.
04
PAS adapters
Guidewire adapter available; live sandbox write-back pending. Duck Creek awaiting sandbox. Other PAS names are chassis positions.
05
Deploy at Your Pace
Start with a single AI-powered workflow as a proof of concept. Add sub-platforms as confidence grows. Reach full enterprise suite on your timeline — with no dependency on a vendor release cycle.
06
Powered by Leading AI Providers
KGA ARIA™ is built on Anthropic Claude as its primary AI engine and hosted on Microsoft Azure — two of the most trusted enterprise AI and cloud providers in the industry. Anthropic Claude is the current live model client. Other providers are architected for, not live.

WHO WE SERVE

Built for the Operators
of Insurance

🏛️
P&C Carriers
Regional and national property & casualty insurers seeking governed AI across policy, billing, and claims — without disrupting Guidewire or core infrastructure.
📋
Managing General Agents
MGAs scaling their underwriting capacity with AI-assisted risk assessment and submission analysis — delivering consistency and speed without adding underwriting headcount.
⚙️
Third Party Administrators
TPAs operating high volumes of claims who need intelligent triage, automated adjudication support, and regulatory correspondence — delivered as a standalone module.
🔄
Insurers in Transition
Organizations migrating to or already on Guidewire who want to extract maximum value from their core system investment by adding an AI intelligence layer on top.

TECHNOLOGY ECOSYSTEM

Anthropic Claude
Primary AI Engine
Microsoft Azure
Cloud & Marketplace
Guidewire
PAS adapter
Discussions in progress
Duck Creek
PAS adapter
Discussions in progress

ADOPTION PATHS

Proof of Concept
2–4 Weeks
Deploy a single AI workflow against your data. Validate value before committing to a full platform rollout.
Sub-Platform Pilot
4–8 Weeks
Stand up ARIA Policy, ARIA Billing, or ARIA Claims as a standalone module within your existing environment.
Enterprise Suite
Scoped Together
Full KGA ARIA™ deployment across policy, billing, and claims — with platform onboarding.
Krishcon Guide Agentic Solutions Inc.

© 2025–2026 Krishcon Guide Agentic Solutions Inc. All rights reserved. · Ontario, Canada

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Guidewire and Duck Creek are trademarks of their respective owners. KGA ARIA™ is an independent software product.